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She opened an account with Interactive Options, a trading brand of Pegase Capital. The company was regulated in Cyprus, meaning it could offer its services in the UK under EU law. But when the company Jane believed to be trustworthy was suspended by the Cypriot regulator in 2016, she still had ?27,000 left in her account - which she has been unable to retrieve.

The companys website is no longer publicly visible and FT Money was unable to identify a representative for comment. According to data obtained from CySEC, the market is shrinking.